City’s Home Energy Loan Program

Through the Home Energy Loan Program (HELP), Toronto homeowners can get a low-interest loan of up to $75,000 to cover the cost of home energy improvements, such as:

    • High-efficiency furnaces / boilers / air conditioners
    • Air source heat pumps
    • Window / door replacements
    • Basement/attic/exterior wall insulation
    • Air sealing (e.g. weather stripping or caulking)
  • Geothermal systems
  • High-efficiency water heaters
  • Drain-water heat recovery systems
  • Toilet replacements
  • Solar hot water systems
  • Rooftop solar PV panels
  • With low fixed interest rates, and terms of up to 15 years, HELP makes it easy for homeowners to pay for these home improvements over time, and access rebates offered by the Province of Ontario and utility companies. Once funding is approved, homeowners can hire the contractor of their choice and complete their renovations.

    Learn more here:

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